Vehicle and Asset Loans

Eurobodalla Finance can help you compare vehicle loan and asset finance options for cars, business vehicles, equipment and leisure assets. We help you understand loan repayments, interest rates, fees and application steps before you buy or refinance.

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    How we can help

    We work through the finance details that can affect your vehicle purchase or business asset, including loan type, loan amount, repayments, fees, loan term and application requirements.

    Compare loan options

    We can compare car loan, secured car loan, unsecured car loan, personal loan and asset finance options from lenders, then explain how each option works.

    Understand repayments

    We can help you review the interest rate, comparison rate, monthly repayment, balloon payment, ongoing fees and total loan period.

    Prepare your application

    We can help you prepare your loan application, including income details, credit history, asset details, purchase price and finance amount.

    Vehicle & Asset loan options

    Eurobodalla Finance can help you compare loan options for different vehicle and asset purchases. This may include car loans, business car loans, low doc car loans, new and used vehicle loans, caravan loans, boat loans, motorbike loans, and trailer and leisure asset finance.

    Start with the numbers

    Our calculator tools can help you get a starting point. A borrowing power calculator can help you estimate what you may be able to borrow, and a loan repayment calculator can help you compare regular repayments across different loan amounts, terms and rates.

    Clear business finance support from start to finish

    Eurobodalla Finance helps you compare vehicle loan, car loan and asset finance options before you commit to a vehicle purchase, new car, business car, boat, caravan, motorbike, trailer or other leisure asset. We can help you review your loan amount, deposit, credit history, credit score, cash flow, financial situation and preferred monthly repayment, then work through suitable loan options from lenders.

    We can explain secured car loan, unsecured car loan, personal loans, business finance, short term asset finance and finance lease options in plain English. We can also help you understand interest rates, comparison rate, loan term, loan repayments, balloon payment, fees and charges, ongoing fees, early repayment fees, extra repayments, eligibility criteria and credit checks before you apply.

    Frequently asked questions

    What loan options may apply to a new or used vehicle?

    New and used vehicle loans may include a secured car loan, unsecured car loan or personal loan, depending on the vehicle, loan amount, loan term, credit history, credit score and lender eligibility criteria. A fixed interest rate may also be available through some lenders.

    A secured loan uses an asset, such as a vehicle, as security for the loan. An unsecured loan does not use the vehicle as security. Unsecured car loans typically rely on your income, employment or business income, credit history, credit score, loan amount and existing debts when the lender assesses the application.

    For a low doc car loan, lenders may review your trading history, cash flow, business income, loan amount, credit history, credit score and credit checks. This type of car loan may suit some sole traders, self-employed clients, small businesses and Australian businesses that need to borrow money for a work vehicle when standard income documents are not available.

    Eurobodalla Finance can help Australian businesses compare a business car loan, business loan, short term asset finance or finance lease for vehicles, equipment and other business assets. If you need to borrow money for a work vehicle or business asset, the right option may depend on the asset, cash flow, loan term and lender criteria.

    You should understand the interest rate, fixed interest rate options, comparison rate, monthly repayment, ongoing fees, additional fees, early repayment fees, comprehensive car insurance and maintenance costs. Some loan options may also include a balloon payment.

    If your application is approved, the lender provides the loan funds for the vehicle or asset purchase. Your loan agreement will set out the loan amount, loan term, interest rate, monthly repayment, fees and any conditions that may need to be met before settlement.

    Contact us today

    Book a free consultation with one of our loan specialist. Fill out the quick assessment form and we’ll help you with your loan.