Capital Gains Tax Reform: What Property Investors Should Understand
Capital Gains Tax Reform: What Property Investors Should Understand Published on 2/07/26 | Published by Aggie Klekowska Capital gains tax reform may change how some Australian property investors think about selling, refinancing or holding an investment property. The main issue is how capital gains, negative gearing changes, loan repayments and taxable income may affect the […]
Are Interest Rates Going Down in Australia?
Are Interest Rates Going Down in Australia? Published on 17/06/26 | Published by Aggie Klekowska Many Australians are asking whether interest rates are going down, or whether borrowers may need to prepare for higher home loan repayments for longer. The answer is uncertain because the Reserve Bank of Australia can leave the cash rate unchanged, […]
Interest Rates News: What Australian Borrowers Should Watch
Interest Rates News: What Australian Borrowers Should Watch Published on 18/06/26 | Published by Aggie Klekowska Interest rates news can affect how Australian borrowers think about repayments, refinancing, borrowing power and loan choices. The main point is not to react to every headline, but to understand how a change in the cash rate, lender pricing […]
Perth House Prices: What Buyers Should Know Before Applying for a Loan
Perth House Prices: What Buyers Should Know Before Applying for a Loan Published on 18/06/26 | Published by Aggie Klekowska Perth house prices have increased sharply in recent years, which can make buying a home feel harder for many first home buyers and other borrowers. For many buyers, prices, deposit size, repayments, lender checks and […]
What the RBA Cash Rate Means for Home Loan Borrowers
What the RBA Cash Rate Means for Home Loan Borrowers Published on 10/06/26 | Published by Aggie Klekowska The RBA cash rate is one of the main interest rate settings that can affect Australian home loan borrowers. It does not set every mortgage rate on its own, but it can influence how banks price variable […]
What a Rate Cut Could Mean for Your Home Loan
What a Rate Cut Could Mean for Your Home Loan Published on 10/06/26 | Published by Aggie Klekowska A rate cut can affect home loan repayments, but it does not automatically mean every borrower will pay less. The result depends on the Reserve Bank of Australia, lender decisions, the loan type, fees, repayment settings, and […]
How to Get Preapproved for a Mortgage in Australia
How to Get Preapproved for a Mortgage in Australia Published on 04/06/26 | Published by Aggie Klekowska Getting preapproved for a mortgage in Australia can help you form an indicative property price range before you start making offers. It is a lender’s early view of how much you may be able to borrow, based on […]
Mortgage Loan Basics: What Australian Borrowers Need to Know
Mortgage Loan Basics: What Australian Borrowers Need to Know Published on 04/06/26 | Published by Aggie Klekowska A mortgage loan is a secured loan used to buy, refinance, build, or invest in property, with the property usually acting as security for the lender. For many Australian borrowers, it can be useful to look beyond the […]
5% Deposit Scheme: What First Home Buyers Should Know
5% Deposit Scheme: What First Home Buyers Should Know Published on 29/05/26 | Published by Aggie Klekowska The 5% deposit scheme can help eligible first home buyers buy a home with a smaller minimum deposit and without needing to pay lenders mortgage insurance. For many aspiring home buyers, it may make home ownership feel more […]
Rate Cuts Explained: What They Mean for Mortgage Holders
Rate Cuts Explained: What They Mean for Mortgage Holders Published on 27/05/26 | Published by Aggie Klekowska Rate cuts can lower interest costs for some mortgage holders, but the effect is not automatic or the same for every borrower. For borrowers, the impact usually depends on how the lender responds, the type of home loan, […]
